Senior Life Insurance
Get guaranteed approval for seniors and be protected for the rest of your life.
What is life insurance for seniors?
Senior life insurance is whole life insurance designed for the aging population. However, it still has all the benefits of Whole Life Insurance; it lasts the remainder of your life with a guaranteed payment for your family
1. You desire lifetime coverage.
2. You like to invest for a long-term benefit.
3. You want insurance that will build cash value over time
Our senior life insurance
We're working hard to make buying whole life insurance reliable, personable, and fast. For example, our partnership with Ethos delivers Whole life insurance with guaranteed acceptance in minutes for customers aged 66 to 85, regardless of health history.
Answer a few health questions to help establish the premium on your assured coverage with no medical examinations. Policies start at $1,000 and go up to $30,000, with a flat rate that never increases and covers you for life.
Guaranteed Acceptance
Guaranteed acceptance in minutes for customers aged 66 to 85, regardless of health history
Flat Rate Payments
Flat rate that never increases and covers you for life.
No Medical Exams
Answer a few health questions to help establish the premium on your assured coverage with no medical examinations
$1000 to $30000 in Coverage
Policies start at $1,000 and go up to $30,000
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We have established life insurance companies with more than 100 years of expertise backing our policies.
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You can apply for coverage in two ways;
- Fast Online Application
- Personalized Phone Application
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Fast Online Application
We partner with Ethos, who've shortened the application process to minutes.
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Personalized Phone Application
We partner with PolicyGeniusPro to bring you comparison shopping made easy and advice that puts you first.
Coverage You Can Trust
Both companies gives you the dependability of well-known insurers and the ease of modern technologies.
Why people love it?
You can choose between a streamlined online application that only takes 10 minutes or a more personable phone application with our expert agents.
Guaranteed acceptance
You're sure to be selected if you're between the ages of 45 and 85, regardless of your medical history. Seriously. You choose your coverage amount at the rate you are comfortable paying, then respond to a few health-related questions, and once accepted, you guarantee your life coverage.
Your policy lasts for life.
If you pay your payments on time, your coverage is valid for life. When you reach 100, the insurance will still be active, and you won't have to make any further payments.
Instant coverage
As soon as you submit your first payment, coverage begins.
Help at every step
Purchasing life insurance is a significant decision, so we make it simple to find answers. If you have any questions, please do not hesitate to contact one of our licensed agents.
FAQs
What does a senior life policy cover?
It is ultimately up to your recipients to determine how to spend the money. People frequently buy senior life insurance to cover things like:
1. Funeral costs
2. Loans and debt payoff
3. Gift for Children
4. Final expenses
What is the claim and payout process?
It is usually straightforward for your beneficiaries to submit a claim. If you die while your coverage is active, your beneficiary files a claim with your insurance company (as specified in your policy paperwork), and the insurer pays out the death benefit.
Your beneficiary will get an untaxed lump-sum payment equal to the death benefit value of the policy. For example, if you buy $50,000 in coverage, your beneficiary will get a tax-free lump sum payment of $50,000.
Is there a chance of a failed claim?
Insurers will deny a claim if underwriting determines that a death resulted from suicide during the first two years of the policy's start.
For any other reason for denial, the insurance company will provide substantial evidence to support their decision.
Have more questions?
Requests to submit an insurance application on www.mymesi.com will be made through the company's designated agent, Edwin Badu, only in states licensed and appointed. License numbers are available upon request and are automatically provided in states where required by law. Edwin Badu is licensed in 19 states, including New York and his resident state of Illinois, Edwin Badu’s Illinois license number is 18542624; in California, 4034236; in Massachusetts, 2109587; and in Texas, 2489902.
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